Employee Benefits

WavesInnovative Risk Management & Cost Control

We bring our clients years of creativity, innovation and consulting experience in employee benefits. Clients deal exclusively with professionals committed to providing personal, hands-on consulting advice regarding health, life, disability and dental insurance, as well as other employee benefit needs. Our professionals are committed to building long-term client relationships focused on your specific company objectives. We earn our clients’ trust and support by helping to facilitate and deliver cost containment options through predictive claims modeling, wellness initiatives, and productivity analysis.

We offer a broad range of plan designs and funding alternatives:

  • Fully Insured or Partially Self-Insured Medical Plans
  • Consumer-Driven Plans Including:
    • Health Reimbursement Accounts
    • Health Savings Accounts
  • Full Flexible Benefit Plans
  • Comprehensive Wellness Plans

Since rates are only part of the benefit offering, we design plans that manage risk and control cost. We help clients identify their risk tolerance, benefits philosophy, and cost strategy to design plans that satisfy their specific goals.